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Image for event: Get Smart About Credit

Get Smart About Credit

with Washington Savings Bank
2026-04-22 17:00:00 2026-04-22 18:00:00 America/Chicago Get Smart About Credit Participants will learn the basics of credit, including how credit scores are calculated, what lenders look for, and how credit reports impact borrowing. Registration Required. Effingham Public Library - Workman Room

Wednesday, April 22
5:00pm - 6:00pm

Add to Calendar 2026-04-22 17:00:00 2026-04-22 18:00:00 America/Chicago Get Smart About Credit Participants will learn the basics of credit, including how credit scores are calculated, what lenders look for, and how credit reports impact borrowing. Registration Required. Effingham Public Library - Workman Room

Participants will learn the basics of credit, including how credit scores are calculated, what lenders look for, and how credit reports impact borrowing. Registration Required.

Credit can be a powerful financial tool—but only when you understand how it works. This class is designed to help adults build confidence in managing credit and making informed financial decisions. 

AGE GROUP: | 61+ | 19-60 |

EVENT TYPE: | Community Conversation |

TAGS: | credit |

Effingham Public Library
Phone: 217-342-2464
Hours
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Mon, Mar 23 8:00AM to 7:00PM
Tue, Mar 24 8:00AM to 7:00PM
Wed, Mar 25 8:00AM to 7:00PM
Thu, Mar 26 8:00AM to 7:00PM
Fri, Mar 27 8:00AM to 6:00PM
Sat, Mar 28 9:00AM to 1:00PM
Sun, Mar 29 Closed
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About the branch

The Suzette Brumleve Memorial Effingham Public Library is the public library of Effingham, Illinois. We have over 50,000 books, magazines, and audio-visual materials and an annual circulation of over 250,000 items. We also offer a wide variety of programs and services. 

Upcoming events

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Bridge Club
Mon, Mar 23, 12:30pm - 3:30pm
Effingham Public Library - Workman Room
Come join Bridge Club! Beginners are welcome, along with all levels of expertise. No Registration Required.
Monday Night Free Fit Club - With Amy Propst
Mon, Mar 23, 6:00pm - 6:30pm
Effingham Public Library - Workman Room
Join us for a free community fitness class. These sessions are accessible for all fitness levels.
Story Time
Tue, Mar 24, 10:30am - 11:00am
Effingham Public Library - Children's Programming Room
Join us for stories, songs and lots of fun! No Registration Required.
Anxiety/Mood Support Group
Tue, Mar 24, 5:30pm - 6:30pm
Effingham Public Library - Luttrell Room
This group offers a welcoming environment to discuss anxiety and mood and learn coping tools through shared experience and support. No Registration or Library Card Required
HSHS St. Anthony's Parkinson's Disease Support Group
Wed, Mar 25, 12:30pm - 1:45pm
Effingham Public Library - Workman Room
Those with a Parkinson’s diagnosis, caregivers and anyone interested in learning more about this disease are welcome to attend.
Foster Parent Info Fair
Wed, Mar 25, 3:30pm - 5:30pm
Effingham Public Library - Workman Room
Thinking about opening your home to a child in need? Join us for an informative event designed for those who want to learn more about becoming a foster parent. No Registration Required.
LEGO Freeplay
Wed, Mar 25, 4:00pm - 5:00pm
Effingham Public Library - Children's Programming Room
Join us at the library to delve into the world of LEGOs, by using your imagination to create independently or with others.
AARP Tax Prep
Thu, Mar 26, 9:00am - 4:00pm
Effingham Public Library - Bauer Room
AARP Tax-Aide offers free tax prep at the library for low to moderate-income taxpayers. Thursdays Feb–March by appointment; Mondays March 30 and April 6. Appointment only.
Toddler Time - Tot Dance w/ Ms. Jess
Thu, Mar 26, 9:30am - 10:00am
Effingham Public Library - Children's Programming Room
Join us for Toddler Dance Time, where little dancers move, groove, and giggle! No Registration Required.
Encore Story Time
Fri, Mar 27, 10:30am - 11:00am
Effingham Public Library - Children's Programming Room
Join us for an encore performance of our regular Tuesday Story Time fun! No Registration Required.
Safe Sitter Class
Sat, Mar 28, 9:00am - 2:00pm
Effingham Public Library - Workman Room
Safe Sitter® prepares students in grades 6-8 to be safe when they’re home alone, watching younger siblings, or babysitting. Registration Required.
Dungeons & Dragons Club - with DM Barry
Sat, Mar 28, 9:30am - 12:30pm
Effingham Public Library
Join Dungeon Master Barry to learn and play Dungeons & Dragons 5th Edition in a fun and welcoming environment! Registration Required.
Registration is now closed
AARP Tax Prep
Mon, Mar 30, 9:00am - 4:00pm
Effingham Public Library - Bauer Room
AARP Tax-Aide offers free tax prep at the library for low to moderate-income taxpayers. Thursdays Feb–March by appointment; Mondays March 30 and April 6. Appointment only.
Bridge Club
Mon, Mar 30, 12:30pm - 3:30pm
Effingham Public Library - Workman Room
Come join Bridge Club! Beginners are welcome, along with all levels of expertise. No Registration Required.
Pokémon Club
Mon, Mar 30, 4:00pm - 5:00pm
Effingham Public Library - Workman Room
Bring your cards and hangout with other Pokémon fans! We will meet on the last Monday every other month! Registration is required.
Monday Night Free Fit Club - With Amy Propst
Mon, Mar 30, 6:00pm - 6:30pm
Effingham Public Library - Workman Room
Join us for a free community fitness class. These sessions are accessible for all fitness levels.
Story Time
Tue, Mar 31, 10:30am - 11:00am
Effingham Public Library - Children's Programming Room
Join us for stories, songs and lots of fun! No Registration Required.
Teen Life Skills
Tue, Mar 31, 5:30pm - 6:30pm
Effingham Public Library - Workman Room
A supportive, inclusive program that helps teens, including those with disabilities, develop confidence and everyday skills through engaging, accessible activities, preparing them for adulthood.
This event is full
Anxiety/Mood Support Group
Tue, Mar 31, 5:30pm - 6:30pm
Effingham Public Library - Luttrell Room
This group offers a welcoming environment to discuss anxiety and mood and learn coping tools through shared experience and support. No Registration or Library Card Required
Family Bingo
Thu, Apr 02, 5:15pm - 6:00pm
Effingham Public Library - Workman Room
Enjoy a fun afternoon of Bingo with plenty of chances to win great prizes! This all-ages event is perfect for friends and families to enjoy together. Registration is required.
AARP Tax Prep
Mon, Apr 06, 9:00am - 4:00pm
Effingham Public Library - Bauer Room
AARP Tax-Aide offers free tax prep at the library for low to moderate-income taxpayers. Thursdays Feb–March by appointment; Mondays March 30 and April 6. Appointment only.
Seniors with Attitude Group
Mon, Apr 06, 10:30am - 11:30am
Effingham Public Library - Workman Room
Join the Seniors with Attitude group for their monthly meeting. SWAG is a social group for people over 55 who are looking to unwind, meet new people, and have fun. A door prize will be awarded!
Bridge Club
Mon, Apr 06, 12:30pm - 3:30pm
Effingham Public Library - Workman Room
Come join Bridge Club! Beginners are welcome, along with all levels of expertise. No Registration Required.
T1D Talks
Mon, Apr 06, 5:30pm - 6:30pm
Effingham Public Library - Children's Programming Room
T1D Talks is a support group for those with Type 1 Diabetes and parents of children with T1D. We meet the first Monday of each month to share support, knowledge, and awareness. Registration required.
Monday Night Free Fit Club - With Amy Propst
Mon, Apr 06, 6:00pm - 6:30pm
Effingham Public Library - Workman Room
Join us for a free community fitness class. These sessions are accessible for all fitness levels.
Club Maverick
Tue, Apr 07, 10:30am - 12:00pm
Effingham Public Library - Workman Room
Our cognitive program promises to offer socialization, reminiscing, fail-free games and music. No Registration Required.
Story Time
Tue, Apr 07, 10:30am - 11:00am
Effingham Public Library - Children's Programming Room
Join us for stories, songs and lots of fun! No Registration Required.
Card Class - with Nancy
Tue, Apr 07, 1:00pm - 2:30pm
Effingham Public Library - Workman Room
Come join Nancy at the Library as she guides you through the process of making a greeting card by hand. Nothing says "thoughtful gift" like something handmade.
Registration opens Tuesday, March 24 2026 at 8:00am
Anxiety/Mood Support Group
Tue, Apr 07, 5:30pm - 6:30pm
Effingham Public Library - Luttrell Room
This group offers a welcoming environment to discuss anxiety and mood and learn coping tools through shared experience and support. No Registration or Library Card Required
Totally Untidy Sensory Play
Wed, Apr 08, 3:00pm - 4:00pm
Effingham Public Library - Children's Programming Room
Join us for squishy, mushy, messy fun at the library!
Toddler Time - Tot Puppet w/ Miss Laura
Thu, Apr 09, 9:30am - 10:00am
Effingham Public Library - Children's Programming Room
Join us for toddler-friendly activities with rotating themes, such as Tot Dance, Busy Tot, Chef Tot, Tot Art, & Tot Fit. No Registration Required.
Evening Tech Drop-In
Thu, Apr 09, 5:30pm - 6:30pm
Effingham Public Library - Bauer Room
New Evening Tech Help! Have a problem with your computer, cell phone, or other electronic device? Stop by to see Erich Metzelaars, IT Consultant to solve your tech issues! No Registration Required.
Encore Story Time
Fri, Apr 10, 10:30am - 11:00am
Effingham Public Library - Children's Programming Room
Join us for an encore performance of our regular Tuesday Story Time fun! No Registration Required.
Dungeons & Dragons Club - with DM Barry
Sat, Apr 11, 9:30am - 12:30pm
Effingham Public Library
Join Dungeon Master Barry to learn and play Dungeons & Dragons 5th Edition in a fun and welcoming environment! Registration Required.
Registration is now closed
Chair Pilates
Sat, Apr 11, 10:00am - 11:00am
Effingham Public Library - Workman Room
Join us for a relaxing Chair Pilates session with Karie. Registration required. Contact amanda@effinghamlibrary.org with questions.
Bridge Club
Mon, Apr 13, 12:30pm - 3:30pm
Effingham Public Library - Workman Room
Come join Bridge Club! Beginners are welcome, along with all levels of expertise. No Registration Required.
Story Time
Tue, Apr 14, 10:30am - 11:00am
Effingham Public Library - Children's Programming Room
Join us for stories, songs and lots of fun! No Registration Required.
360 Creatives Group
Tue, Apr 14, 5:00pm - 6:30pm
Effingham Public Library - Bauer Room
Come with your favorite crafting project to work on any kind of art or crafting project while enjoying the company of others. From coloring to quilting, we want to see it all.
Anxiety/Mood Support Group
Tue, Apr 14, 5:30pm - 6:30pm
Effingham Public Library - Luttrell Room
This group offers a welcoming environment to discuss anxiety and mood and learn coping tools through shared experience and support. No Registration or Library Card Required
Murders and Mysteries Book Club
Wed, Apr 15, 5:30pm - 6:30pm
Effingham Public Library - Luttrell Room
Join us to discuss the book "Keep it in the Family" by John Marrs. No registration required.
Abraham Lincoln: Lawyer/Politician - with John Lupton
Thu, Apr 16, 7:00pm - 8:00pm
Effingham County Cultural Center and Museum
Learn about Abraham Lincoln's early lawyer years leading into the political years with John Lupton. Registration Required.
Cristina Henríquez: Voice, Culture, and Human Connection - Live via Zoom
Thu, Apr 16, 7:00pm - 8:00pm
Effingham Public Library
Join critically acclaimed, bestselling author, Cristina Henríquez, for a compelling conversation about her work. The Great Divide, is a moving exploration of the construction of the Panama Canal.
Register
Encore Story Time
Fri, Apr 17, 10:30am - 11:00am
Effingham Public Library - Children's Programming Room
Join us for an encore performance of our regular Tuesday Story Time fun! No Registration Required.
Dungeons & Dragons Club - With DM Kat & DM Tony
Sat, Apr 18, 9:30am - 12:30pm
Effingham Public Library
Join Dungeon Master Kat & Dungeon Master Tony to learn and play Dungeons & Dragons 5th Edition in a fun and welcoming environment! Registration Required.
This event is full
Daytime Book Discussion
Mon, Apr 20, 10:30am - 11:30am
Effingham Public Library - Luttrell Room
Join us to discuss the book "Wild Dark Shore" by Charlotte McConaghy. No registration required. Contact lisa@effinghamlibrary.org with questions.
Bridge Club
Mon, Apr 20, 12:30pm - 3:30pm
Effingham Public Library - Workman Room
Come join Bridge Club! Beginners are welcome, along with all levels of expertise. No Registration Required.
Monday Night Free Fit Club - With Amy Propst
Mon, Apr 20, 6:00pm - 6:30pm
Effingham Public Library - Workman Room
Join us for a free community fitness class. These sessions are accessible for all fitness levels.
Story Time
Tue, Apr 21, 10:30am - 11:00am
Effingham Public Library - Children's Programming Room
Join us for stories, songs and lots of fun! No Registration Required.
Grandparents Raising Granchildren Support Group
Tue, Apr 21, 11:00am - 12:00pm
Effingham Public Library - Workman Room
A supportive group for grandparents who are raising their grandchildren. Share experiences, find encouragement, and connect with others who understand the unique joys and challenges of this role.
Caregiver Support Group
Tue, Apr 21, 1:00pm - 2:00pm
Effingham Public Library - Workman Room
A support group offering caregivers a safe space to share, listen, and connect with others who understand caregiving challenges.
Teen Advisory Board
Tue, Apr 21, 4:00pm - 5:00pm
Effingham Public Library
Hey Teens, this is a great opportunity to gain leadership and volunteer experience, build your resume, make new friends, earn community service hours, learn new skills, and to make a difference.
Anxiety/Mood Support Group
Tue, Apr 21, 5:30pm - 6:30pm
Effingham Public Library - Luttrell Room
This group offers a welcoming environment to discuss anxiety and mood and learn coping tools through shared experience and support. No Registration or Library Card Required
LEGO Freeplay
Wed, Apr 22, 4:00pm - 5:00pm
Effingham Public Library - Children's Programming Room
Join us at the library to delve into the world of LEGOs, by using your imagination to create independently or with others.
Get Smart About Credit - with Washington Savings Bank
Wed, Apr 22, 5:00pm - 6:00pm
Effingham Public Library - Workman Room
Participants will learn the basics of credit, including how credit scores are calculated, what lenders look for, and how credit reports impact borrowing. Registration Required.
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